The COVID-19 pandemic has had numerous impacts on our society. While many are obvious—social distancing and masking, for example—others are less noticeable. Americans are more aware of their own mortality, and many are thinking seriously about life insurance for the first time.
For those who are considering purchasing a life insurance policy, Cape Coral State Farm Agents Mike and Dawn Sullivan are ready to assist. Helpful, qualified agents are available over the phone and via State Farm’s Good Neighbor Connect virtual meeting technology, assuring customers quality service even during physically-distanced interactions.
“Like everyone, we’re trying to limit physical contact during the pandemic,” explained Mike Sullivan. “But we’re still committed to helping our community members and providing the same top-notch service that we’ve offered for more than a decade.”
For those who have never purchased a life insurance policy before, there are many common questions and myths.
“People are concerned that they won’t be able to buy life insurance right now because we’re in a pandemic,” said Dawn Sullivan. “Fortunately, pandemics aren’t like hurricanes, and there isn’t a cone of uncertainty. You can definitely still acquire life insurance during a pandemic.”
Other potential life insurance customers are concerned that they’ll need to visit a doctor for a physical examination beforehand. These individuals may be surprised to learn that not all applications require a medical examination, depending on the coverage amount, age, health conditions, and other variables. For those who do need a physical exam, there are often options for examinations to be completed at the customer’s home or place of business.
The Sullivans want to help you understand your life insurance needs, which can vary from person to person. For those that currently have life insurance, the pandemic is an ideal time to review your current coverage.
“People tend to ‘set it and forget it’ when it comes to their insurance,” said Dawn Sullivan. “But our situations are always changing. Our incomes, financial responsibilities, growing families, age, health, and many other factors all should play into our life insurance decisions. We want to make sure that everyone has the appropriate policy to meet their needs and budget.”
To make an appointment to discuss life insurance, retirement planning, or insuring valuables like a home or automobile, call the Sullivan State Farm Agency at 239-541-3276 or complete the online form on the agents’ websites: mikesullivan1.com or dawnsullivan.net.